CASE STUDY

Buy now pay later on mobile phone

Consumer Finance Advertising

There are a number of ways in which online advertising of financial and investment products can be used to target or scam people.

These include consumer finance advertising targeted at vulnerable groups, like Buy Now Pay Later products that target young people and people most at risk of financial hardship, and scams around investment, cryptocurrency and other investment opportunities that are ‘too good to be true’ and may use false celebrity endorsements.

ADM+S researchers led by Kelly Lewis and Mark Andrejevic are interrogating the database to provide a taxonomy of these ads and to detect their frequency, content, and patterns of demographic targeting. Partners include CHOICE, the Consumer Policy Research Centre (CPRC), and Centre for AI and Digital Ethics (CAIDE).

PUBLIC RESOURCES

Colourful advertisements swiping past person

The Australian Ad Observatory: Key Insights and Future Plans Webinar

This webinar brings together researchers and partner organisations involved in the project to discuss findings from the first phase of research and introduce the second phase of the project, which will expand data collection to include the full range of platforms accessed by mobile devices and focus on distinct cohorts of targeted users.

View the playlist
Watch Snapshot #6: Finance Patterns

RESEARCHERS

Mark Andrejevic

Prof Mark Andrejevic
Chief Investigator

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Kelly Lewis

Dr Kelly Lewis
Research Fellow

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PARTNERS

CHOICE

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Consumer Policy Research Centre

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Centre for AI and Digital Ethics (CAIDE)

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